The process that ensures and oversees workers' compensation, general liability and related programs to ensure cost effective resolution of claims.
     Is there a policy in place stating the organization's philosophy regarding cost effective risk management?
     Is there one position accountable for overseeing and coordinating workers' compensation, general liability and related activities?
     Does your organization keep current on State Workers’ Compensation and applicable employment laws and staff updated as needed?
     Are managers provided training related to workers' compensation and general liability control?
     Does you organization evaluate workers' compensation and general liability loss experience?
     Does you organization identify ways to reduce WC claims?
     Does you organization identify employee abuse of the general liability system?
     Does you organization work to correct abuse and implement reduction methods?
     On a ten-to-one scale, how do you think your employees would rate the effectiveness of the risk management process?

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